/* ==========================================================================
   INNER PAGES THEME  (shared by every service page, prefix: ip-)
   Matches the index look: gold #ab8139, Poppins, glass/soft-gold cards,
   AOS fade-ups, floating objects, corner constellation, gold pulse/line.
   Header/footer are NOT touched here.
   ========================================================================== */

:root {
    --ip-gray-bg: #eceef2;
    /* #eef0f4; */
    --ip-muted: #6b7280;
    --ip-soft: #8a8f98;
    --ip-ease: cubic-bezier(0.16, 1, 0.3, 1);
}

.ip-gold { color: var(--gold-primary); }

/* ---------- Buttons ---------- */
.ip-btn {
    position: relative;
    display: inline-block;
    overflow: hidden;
    background: var(--gold-primary);
    color: #fff;
    font-size: 0.85rem;
    font-weight: 500;
    letter-spacing: 0.3px;
    padding: 0.6rem 1.35rem;
    border-radius: 3px;
    text-decoration: none;
    border: 0;
    transition: transform 0.35s var(--ip-ease), box-shadow 0.35s var(--ip-ease), background 0.3s ease;
}
.ip-btn--pill { border-radius: 999px; padding: 0.65rem 1.7rem; }
.ip-btn::after {            /* light sweep */
    content: "";
    position: absolute;
    top: 0; left: -80%;
    width: 50%; height: 100%;
    background: linear-gradient(120deg, transparent, rgba(255, 255, 255, 0.45), transparent);
    transform: skewX(-20deg);
    transition: left 0.7s ease;
}
.ip-btn:hover {
    color: #fff;
    background: var(--gold-hover);
    transform: translateY(-3px);
    box-shadow: 0 12px 26px rgba(171, 129, 57, 0.38);
}
.ip-btn:hover::after { left: 130%; }

/* ---------- Pill badge ---------- */
.ip-pill {
    display: inline-block;
    background: var(--gold-primary);
    color: #fff;
    font-size: 0.8rem;
    font-weight: 500;
    padding: 0.45rem 1.5rem;
    border-radius: 999px;
    box-shadow: 0 6px 16px rgba(171, 129, 57, 0.28);
}

/* ---------- Gold line (grows in) ---------- */
.ip-line {
    display: block;
    width: 48px;
    height: 2px;
    background: var(--gold-primary);
    border-radius: 2px;
}
.ip-line--grow { width: 0; animation: ipLineGrow 0.9s 0.35s var(--ip-ease) forwards; }
@keyframes ipLineGrow { to { width: 48px; } }

/* ---------- Section headings ---------- */
.ip-title {
    font-size: clamp(1.7rem, 2.6vw, 2.4rem);
    font-weight: 600;
    color: #111;
    letter-spacing: -0.3px;
    line-height: 1.35;
}
.ip-sub {
    color: var(--ip-soft);
    font-size: 0.95rem;
    line-height: 1.8;
    max-width: 560px;
}

/* ---------- Hero ---------- */
.ip-hero {
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    min-height: clamp(380px, 34.6vw, 560px);
    background: #f3f4f7;
}
.ip-hero__bg {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: right center;
    z-index: 0;
    transform-origin: 80% 60%;
    animation: ipKenBurns 20s ease-in-out infinite alternate;
}
@keyframes ipKenBurns {
    from { transform: scale(1); }
    to   { transform: scale(1.05); }
}
.ip-hero__content { position: relative; z-index: 2; padding-top: 3rem; padding-bottom: 3rem; }
.ip-eyebrow {
    font-size: 0.78rem;
    font-weight: 500;
    letter-spacing: 0.38em;
    color: #222;
    margin: 0;
}
.ip-hero h1 {
    font-size: clamp(2rem, 3.3vw, 3.3rem);
    font-weight: 500;
    line-height: 1.15;
    color: #111;
    margin: 0 0 1.1rem;
}
.ip-hero h1 .ip-gold { font-weight: 700; }
.ip-hero p {
    color: var(--ip-muted);
    font-size: 0.95rem;
    line-height: 1.7;
    max-width: 470px;
    margin-bottom: 1.5rem;
}

/* ---------- About (sketch left, text right) ---------- */
.ip-about { position: relative; padding: 5rem 0; background: #fff; overflow: hidden; }
.ip-about__img {
    width: 100%;
    max-width: 540px;
    height: auto;
    display: block;
    animation: floatTop 5.5s ease-in-out infinite alternate;
}
.ip-about .ip-title { font-size: clamp(1.6rem, 2.4vw, 2.3rem); font-weight: 600; text-align: right; }
.ip-about .ip-line { margin: 1.4rem 0 1.6rem auto; }
.ip-about p {
    text-align: right;
    margin: 0 0 0 auto;
    max-width: 540px;
    color: #555;
    font-size: 0.92rem;
    line-height: 1.95;
}

/* ---------- Floating decorative objects ---------- */
.ip-float { position: absolute; pointer-events: none; z-index: 1; opacity: 0.9; }
.ip-float img { display: block; width: 100%; height: auto; }
.ip-float--a { animation: floatTop 6s ease-in-out infinite alternate; }
.ip-float--b { animation: floatBottom 7s ease-in-out infinite alternate; }
.ip-float--c { animation: floatCone 6.5s ease-in-out infinite alternate; }

/* ---------- Corner constellation canvas ---------- */
.ip-constellation {
    position: absolute;
    top: 0;
    right: 0;
    width: 480px;
    height: 380px;
    pointer-events: none;
    z-index: 1;
}
.ip-constellation--left { right: auto; left: 0; }

/* ---------- Service cards section ---------- */
.ip-suite {
    position: relative;
    overflow: hidden;
    padding: 5rem 0 5.5rem;
    background: var(--ip-gray-bg);
}
.ip-suite .container { position: relative; z-index: 2; max-width: 1100px; }
.ip-suite__head { text-align: center; margin-bottom: 3rem; }
.ip-suite__head .ip-title { margin: 1.1rem 0 0.6rem; }
.ip-suite__head .ip-sub { margin: 0 auto; }

.ip-card {
    position: relative;
    height: 100%;
    background: #fff;
    border: 1px solid rgba(171, 129, 57, 0.16);
    border-radius: 16px;
    padding: 1.6rem 1.6rem 1.5rem;
    overflow: hidden;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.04);
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease), border-color 0.3s ease;
}
.ip-card::before {          /* gold top bar reveal */
    content: "";
    position: absolute;
    top: 0; left: 0;
    width: 100%; height: 3px;
    background: linear-gradient(90deg, var(--gold-primary), #d9b66b);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.5s var(--ip-ease);
}
.ip-card:hover {
    transform: translateY(-8px);
    border-color: var(--gold-primary);
    box-shadow: 0 20px 40px -10px rgba(171, 129, 57, 0.4), 0 8px 20px -4px rgba(0, 0, 0, 0.08);
}
.ip-card:hover::before { transform: scaleX(1); }

.ip-card__head { display: flex; align-items: flex-start; justify-content: space-between; gap: 1rem; }
.ip-card__title { font-size: 1.12rem; font-weight: 600; line-height: 1.55; color: #111; margin: 0; }
.ip-card__icon {
    flex: 0 0 auto;
    width: 56px;
    height: 56px;
    transition: transform 0.45s var(--ip-ease);
}
.ip-card:hover .ip-card__icon { transform: scale(1.14) rotate(-5deg); }

.ip-card__divider {
    display: block;
    width: 2.2rem;
    height: 2px;
    margin: 0.75rem 0 1.1rem;
    background: var(--gold-primary);
    border-radius: 2px;
    transition: width 0.4s var(--ip-ease);
}
.ip-card:hover .ip-card__divider { width: 3.6rem; }

.ip-card__desc { color: #666; font-size: 0.8rem; line-height: 1.65; margin: 0 0 0.5rem; }
.ip-card__list { margin: 0; padding-left: 1.1rem; font-size: 0.78rem; color: #555; line-height: 1.7; }
.ip-card__list li::marker { color: var(--gold-primary); }
.ip-card__list li { transition: transform 0.35s var(--ip-ease); }
.ip-card:hover .ip-card__list li { transform: translateX(4px); }
.ip-card:hover .ip-card__list li:nth-child(2) { transition-delay: 0.05s; }
.ip-card:hover .ip-card__list li:nth-child(3) { transition-delay: 0.1s; }

/* ---------- FAQ ---------- */
.ip-faq { position: relative; padding: 5rem 0; background: #fff; overflow: hidden; display:none }
.ip-faq .container { position: relative; z-index: 2; }
.ip-faq__art { width: 100%; max-width: 360px; height: auto; display: block; animation: floatTop 5s ease-in-out infinite alternate; }
.ip-faq__tag { display: flex; align-items: center; gap: 0.9rem; margin: 1.2rem 0 0.6rem; }
.ip-faq__tag i { font-size: 2.1rem; color: var(--gold-primary); }
.ip-faq h2 { font-size: clamp(1.5rem, 2vw, 1.9rem); white-space: nowrap; font-weight: 700; color: #111; margin: 0.4rem 0 0.6rem; }
.ip-faq__lead { color: var(--ip-soft); font-size: 1.12rem; line-height: 1.7; max-width: 440px; }

.ip-acc-item {
    background: #fff;
    border: 1px solid #e3ddd0;
    margin-bottom: 1rem;
    transition: border-color 0.3s ease, box-shadow 0.35s var(--ip-ease), background 0.3s ease, transform 0.35s var(--ip-ease);
}
.ip-acc-item:hover { border-color: rgba(171, 129, 57, 0.6); transform: translateX(4px); }
.ip-acc-item.is-open {
    border-color: var(--gold-primary);
    background: #fffdf8;
    box-shadow: 0 12px 30px rgba(171, 129, 57, 0.14);
    transform: none;
}
.ip-acc-btn {
    width: 100%;
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 1rem;
    padding: 1.1rem 1.4rem;
    background: none;
    border: 0;
    text-align: left;
    font: inherit;
    font-size: 0.88rem;
    font-weight: 600;
    color: #444;
    cursor: pointer;
}
.ip-acc-btn:focus-visible { outline: 2px solid var(--gold-primary); outline-offset: -2px; }
.ip-acc-icon { position: relative; flex: 0 0 14px; width: 14px; height: 14px; margin-top: 5px; transition: transform 0.4s var(--ip-ease); }
.ip-acc-icon::before, .ip-acc-icon::after {
    content: "";
    position: absolute;
    background: var(--gold-primary);
    border-radius: 1px;
}
.ip-acc-icon::before { top: 6px; left: 0; width: 14px; height: 2px; }
.ip-acc-icon::after  { top: 0; left: 6px; width: 2px; height: 14px; }
.ip-acc-item.is-open .ip-acc-icon { transform: rotate(45deg); }

.ip-acc-panel { display: grid; grid-template-rows: 0fr; transition: grid-template-rows 0.45s var(--ip-ease); }
.ip-acc-item.is-open .ip-acc-panel { grid-template-rows: 1fr; }
.ip-acc-panel > div { overflow: hidden; }
.ip-acc-panel p { margin: 0; padding: 0 1.4rem 1.2rem; font-size: 0.83rem; line-height: 1.75; color: #777; }

/* ---------- CTA ---------- */
.ip-cta {
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    min-height: clamp(340px, 34.6vw, 540px);
    background: #fff;
}
.ip-cta__bg {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: left center;
    z-index: 0;
    transform-origin: 20% 60%;
    animation: ipKenBurns 22s ease-in-out infinite alternate;
}
.ip-cta__content { position: relative; z-index: 2; text-align: right; padding-top: 3rem; padding-bottom: 3rem; }
.ip-cta__content p { color: #777; font-size: 1.1rem; line-height: 1.8; margin: 0.9rem 0 1.8rem; }

/* ---------- Responsive ---------- */
@media (max-width: 991.98px) {
    .ip-about .ip-title, .ip-about p { text-align: left; margin-left: 0; }
    .ip-about .ip-line { margin-left: 0; }
    .ip-faq__art { margin: 0 auto; }
    .ip-constellation { width: 320px; height: 260px; opacity: 0.7; }
}
@media (max-width: 767.98px) {
    .ip-faq h2 { white-space: normal; }
    .ip-float { display: none; }
    .ip-hero { min-height: 0; }
    .ip-hero::after {
        content: "";
        position: absolute;
        inset: 0;
        z-index: 1;
        background: linear-gradient(180deg, rgba(255, 255, 255, 0.92) 0%, rgba(255, 255, 255, 0.75) 60%, rgba(255, 255, 255, 0.3) 100%);
    }
    .ip-hero__bg { object-position: 75% center; }
    .ip-cta { min-height: 0; }
    .ip-cta::after {
        content: "";
        position: absolute;
        inset: 0;
        z-index: 1;
        background: linear-gradient(180deg, rgba(255, 255, 255, 0.35) 0%, rgba(255, 255, 255, 0.85) 100%);
    }
    .ip-cta__content, .ip-cta__content p { text-align: left; }
    .ip-suite, .ip-about, .ip-faq { padding: 3.5rem 0; }
    .ip-acc-item:hover { transform: none; }
}

@media (prefers-reduced-motion: reduce) {
    .ip-hero__bg, .ip-cta__bg, .ip-about__img, .ip-faq__art, .ip-float { animation: none; }
    .ip-line--grow { animation: none; width: 48px; }
    .ip-card, .ip-card::before, .ip-card__icon, .ip-card__divider, .ip-card__list li,
    .ip-acc-item, .ip-acc-panel, .ip-acc-icon, .ip-btn, .ip-btn::after { transition: none; }
}

/* Content width matches the reference (~1100-1180px centred) */
.ip-hero .container, .ip-about .container, .ip-faq .container, .ip-cta .container { max-width: 1180px; }

/* FAQ lightbulb icon (svg) */
.ip-faq__tag img { width: 44px; height: 44px; flex: 0 0 auto; }

/* ==========================================================================
   Extra blocks for service pages without a reference screenshot
   (FA icon in cards, why-cards, steps, colour stat tiles, badges)
   ========================================================================== */

/* FA icon in card (same slot as the SVG icon) */
.ip-card__fa {
    flex: 0 0 auto;
    width: 56px; height: 56px;
    display: grid; place-items: center;
    font-size: 1.45rem;
    color: var(--gold-primary);
    background: var(--gold-light, #f9f5ed);
    border: 1px solid rgba(171, 129, 57, 0.28);
    border-radius: 14px;
    transition: transform 0.45s var(--ip-ease), background 0.3s ease, color 0.3s ease;
}
.ip-card:hover .ip-card__fa { transform: scale(1.12) rotate(-6deg); background: var(--gold-primary); color: #fff; }

/* Section title block (centered) */
.ip-head { text-align: center; margin-bottom: 3rem; }
.ip-head .ip-title { margin: 1.1rem 0 0.6rem; }
.ip-head .ip-sub { margin: 0 auto; }

/* Why-us section (white) */
.ip-why { position: relative; overflow: hidden; padding: 5rem 0; background: #fff; }
.ip-why .container, .ip-steps .container, .ip-badges .container { position: relative; z-index: 2; max-width: 1100px; }
.ip-why .ip-card { text-align: left; }
.ip-why .ip-card__title { font-size: 1.15rem; }
.ip-why .ip-card__desc { font-size: 0.86rem; line-height: 1.75; }

/* Steps / phases */
.ip-steps { position: relative; overflow: hidden; padding: 5rem 0; background: #fff; }
.ip-steps__row { position: relative; }
.ip-steps__row::before {                         /* dashed connector that draws in */
    content: "";
    position: absolute;
    top: 29px; left: 12%; right: 12%;
    border-top: 2px dashed rgba(171, 129, 57, 0.45);
    transform-origin: left;
    animation: ipStepLine 1.6s 0.3s var(--ip-ease) both;
}
@keyframes ipStepLine { from { transform: scaleX(0); } to { transform: scaleX(1); } }
.ip-step { position: relative; text-align: center; padding: 0 0.6rem; }
.ip-step__num {
    position: relative; z-index: 2;
    display: inline-grid; place-items: center;
    width: 60px; height: 60px;
    margin-bottom: 1.2rem;
    border-radius: 50%;
    background: var(--gold-primary);
    color: #fff;
    font-weight: 600; font-size: 1.05rem;
    box-shadow: 0 0 0 8px rgba(171, 129, 57, 0.14), 0 10px 22px rgba(171, 129, 57, 0.35);
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease);
}
.ip-step:hover .ip-step__num { transform: scale(1.1); box-shadow: 0 0 0 12px rgba(171, 129, 57, 0.18), 0 14px 26px rgba(171, 129, 57, 0.4); }
.ip-step__label { display: block; font-size: 0.72rem; letter-spacing: 0.22em; text-transform: uppercase; color: var(--gold-primary); font-weight: 600; margin-bottom: 0.35rem; }
.ip-step h3 { font-size: 1.08rem; font-weight: 600; color: #111; margin: 0 0 0.5rem; }
.ip-step p { font-size: 0.82rem; line-height: 1.7; color: #666; margin: 0; }

/* Colour stat tiles (same palette as index "How we are different") */
.ip-stats {
    position: relative; overflow: hidden; padding: 4.5rem 0;
    background: radial-gradient(circle at 12% 0%, rgba(171, 129, 57, 0.10) 0%, transparent 55%), linear-gradient(180deg, #fffdf9 0%, var(--bg-light, #faf8f5) 100%);
}
.ip-stats .container { position: relative; z-index: 2; max-width: 1100px; }
.ip-stat {
    height: 100%;
    padding: 1.8rem 1.4rem;
    border-radius: 14px;
    text-align: center;
    box-shadow: 0 14px 30px -14px rgba(0, 0, 0, 0.25);
    animation: floatTop 6s ease-in-out infinite alternate;
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s ease;
}
.ip-stat:hover { transform: translateY(-8px) scale(1.03); box-shadow: 0 24px 44px -12px rgba(171, 129, 57, 0.5); animation-play-state: paused; }
.ip-stat__num { display: block; font-size: clamp(1.7rem, 2.6vw, 2.4rem); font-weight: 600; line-height: 1.2; margin-bottom: 0.4rem; }
.ip-stat__label { font-size: 0.82rem; line-height: 1.5; opacity: 0.92; }
.ip-stat--gold  { background: var(--gold-primary); color: #fff; animation-delay: -1s; }
.ip-stat--dark  { background: rgba(86, 88, 92, 0.94); color: #fff; animation-delay: -3s; }
.ip-stat--tan   { background: #dfc593; color: #1d1d1d; animation-delay: -2s; }
.ip-stat--grey  { background: #c7c8cc; color: #1d1d1d; animation-delay: -4s; }

/* Compliance badges */
.ip-badges { position: relative; overflow: hidden; padding: 5rem 0; background: var(--ip-gray-bg); }
.ip-badge {
    display: flex; align-items: center; gap: 0.9rem;
    height: 100%;
    padding: 1.15rem 1.3rem;
    background: #fff;
    border: 1px solid rgba(171, 129, 57, 0.2);
    border-radius: 14px;
    font-weight: 600; font-size: 0.92rem; color: #222;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.04);
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease), border-color 0.3s ease;
}
.ip-badge i { flex: 0 0 auto; font-size: 1.5rem; color: var(--gold-primary); transition: transform 0.4s var(--ip-ease); }
.ip-badge:hover { transform: translateY(-6px); border-color: var(--gold-primary); box-shadow: 0 18px 36px -10px rgba(171, 129, 57, 0.4); }
.ip-badge:hover i { transform: scale(1.18) rotate(-8deg); }

@media (max-width: 991.98px) {
    .ip-steps__row::before { display: none; }
    .ip-step { margin-bottom: 1.5rem; }
}
@media (max-width: 767.98px) {
    .ip-why, .ip-steps, .ip-badges { padding: 3.5rem 0; }
    .ip-stats { padding: 3rem 0; }
}
@media (prefers-reduced-motion: reduce) {
    .ip-stat, .ip-steps__row::before { animation: none; }
    .ip-stat, .ip-badge, .ip-badge i, .ip-step__num, .ip-card__fa { transition: none; }
}

/* ==========================================================================
   Matrix table, tags, checklist (crypto / forex / payment / ready-made pages)
   ========================================================================== */
.ip-matrix { position: relative; overflow: hidden; padding: 5rem 0; background: #fff; }
.ip-matrix .container { position: relative; z-index: 2; max-width: 1100px; }
.ip-table-wrap {
    overflow-x: auto;
    background: #fff;
    border: 1px solid rgba(171, 129, 57, 0.2);
    border-radius: 16px;
    box-shadow: 0 14px 34px -14px rgba(171, 129, 57, 0.35);
}
.ip-table { width: 100%; border-collapse: collapse; min-width: 720px; font-size: 0.88rem; }
.ip-table thead th {
    background: linear-gradient(135deg, var(--gold-primary), #c39a47);
    color: #fff;
    text-align: left;
    padding: 1rem 1.2rem;
    font-weight: 600;
    font-size: 0.8rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    line-height: 1.35;
    vertical-align: middle;
}
.ip-table tbody td { padding: 1rem 1.2rem; color: #555; border-bottom: 1px solid #eee7d8; transition: background 0.3s ease, color 0.3s ease; }
.ip-table tbody tr:last-child td { border-bottom: 0; }
.ip-table tbody tr { transition: transform 0.35s var(--ip-ease); }
.ip-table tbody tr:hover td { background: #fffaf0; color: #222; }
.ip-table tbody td:first-child { color: #111; font-weight: 600; border-left: 3px solid transparent; }
.ip-table tbody tr:hover td:first-child { border-left-color: var(--gold-primary); }
.ip-chip { display: inline-block; padding: 0.22rem 0.8rem; border-radius: 999px; font-size: 0.74rem; font-weight: 600; }
.ip-chip--low  { background: #eef6ee; color: #3d7a45; }
.ip-chip--mid  { background: #f6ecd2; color: #8a6a2c; }
.ip-chip--high { background: #e6e7ea; color: #3b3d41; }

/* Tags (ideal-for lists) */
.ip-tags-label { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-primary); margin: 1rem 0 0.55rem; }
.ip-tags { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 0.4rem; }
.ip-tags li {
    padding: 0.28rem 0.75rem;
    font-size: 0.74rem;
    color: #5a5a5a;
    background: var(--gold-light, #f9f5ed);
    border: 1px solid rgba(171, 129, 57, 0.22);
    border-radius: 999px;
    transition: background 0.3s ease, color 0.3s ease, transform 0.3s var(--ip-ease);
}
.ip-card:hover .ip-tags li { background: var(--gold-primary); color: #fff; }
.ip-card:hover .ip-tags li:nth-child(odd) { transform: translateY(-2px); }

/* Flag in card head */
.ip-flag { flex: 0 0 auto; width: 56px; height: 56px; border-radius: 50%; overflow: hidden; border: 3px solid #fff; box-shadow: 0 6px 16px rgba(0, 0, 0, 0.18); transition: transform 0.45s var(--ip-ease); }
.ip-flag.fi { background-size: cover; background-position: center; line-height: 56px; }
.ip-card:hover .ip-flag { transform: scale(1.12) rotate(-6deg); }

/* Checklist card (benefits) */
.ip-about--left .ip-title, .ip-about--left p { text-align: left; margin-left: 0; }
.ip-about--left .ip-line { margin: 1.4rem 0 1.6rem 0; }
.ip-about--left p { margin-bottom: 1rem; }
.ip-check { list-style: none; margin: 0; padding: 0; }
.ip-check li { position: relative; padding: 0.45rem 0 0.45rem 2rem; font-size: 0.88rem; color: #444; transition: transform 0.35s var(--ip-ease); }
.ip-check li::before { content: "\f00c"; font-family: "Font Awesome 6 Free"; font-weight: 900; position: absolute; left: 0; top: 0.5rem; width: 1.3rem; height: 1.3rem; border-radius: 50%; display: grid; place-items: center; font-size: 0.62rem; color: #fff; background: var(--gold-primary); }
.ip-card:hover .ip-check li { transform: translateX(4px); }

/* About tiles (2x2 colour tiles replace the image) */
.ip-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 1.1rem; max-width: 520px; }
.ip-tiles .ip-stat { padding: 2rem 1.2rem; }
.ip-tiles .ip-stat__num { font-size: clamp(1.25rem, 1.9vw, 1.75rem); }
.ip-tiles .ip-stat:nth-child(even) { margin-top: 1.6rem; }

.ip-btn--ghost { background: transparent; color: var(--gold-primary); border: 1.5px solid var(--gold-primary); }
.ip-btn--ghost:hover { background: var(--gold-primary); color: #fff; }

@media (max-width: 991.98px) {
    .ip-about--left .ip-title, .ip-about--left p { text-align: left; }
    .ip-tiles { margin: 0 auto; }
}
@media (max-width: 767.98px) { .ip-matrix { padding: 3.5rem 0; } }
@media (prefers-reduced-motion: reduce) {
    .ip-table tbody tr, .ip-tags li, .ip-flag, .ip-check li { transition: none; }
}

/* ==========================================================================
   Content pages: quote, feature rows, notice, module menu (offshore etc.)
   ========================================================================== */
.ip-section { position: relative; overflow: hidden; padding: 4.5rem 0; background: #fff; }
.ip-section--gray { background: var(--ip-gray-bg); }
.ip-section--cream { background: radial-gradient(circle at 12% 0%, rgba(171,129,57,0.10) 0%, transparent 55%), linear-gradient(180deg, #fffdf9 0%, var(--bg-light, #faf8f5) 100%); }
.ip-section .container { position: relative; z-index: 2; max-width: 1100px; }

.ip-quote {
    position: relative;
    padding: 2.4rem 2.6rem 2.4rem 3.4rem;
    background: #fff;
    border: 1px solid rgba(171, 129, 57, 0.2);
    border-left: 5px solid var(--gold-primary);
    border-radius: 16px;
    box-shadow: 0 16px 40px -18px rgba(171, 129, 57, 0.45);
    font-size: clamp(1.05rem, 1.5vw, 1.3rem);
    line-height: 1.85;
    color: #444;
    font-weight: 300;
}
.ip-quote::before {
    content: "\201C";
    position: absolute; left: 0.9rem; top: -0.4rem;
    font-family: Georgia, serif; font-size: 5rem; line-height: 1;
    color: var(--gold-primary); opacity: 0.45;
    animation: floatTop 5s ease-in-out infinite alternate;
}
.ip-quote strong { color: var(--gold-primary); font-weight: 600; }

.ip-subhead { display: flex; align-items: center; gap: 0.75rem; font-size: 1.35rem; font-weight: 600; color: #111; margin: 0 0 1.4rem; }
.ip-subhead i { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 12px; background: var(--gold-primary); color: #fff; font-size: 1rem; box-shadow: 0 8px 18px rgba(171,129,57,0.35); }

.ip-feature {
    display: flex; gap: 1rem; align-items: flex-start;
    padding: 1.15rem 1.3rem; margin-bottom: 1rem;
    background: #fff;
    border: 1px solid rgba(171, 129, 57, 0.16);
    border-radius: 14px;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.04);
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease), border-color 0.3s ease;
}
.ip-feature:hover { transform: translateX(8px); border-color: var(--gold-primary); box-shadow: 0 16px 34px -12px rgba(171, 129, 57, 0.4); }
.ip-feature__icon { flex: 0 0 auto; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 12px; font-size: 1.2rem; color: var(--gold-primary); background: var(--gold-light, #f9f5ed); border: 1px solid rgba(171,129,57,0.28); transition: transform 0.45s var(--ip-ease), background 0.3s ease, color 0.3s ease; }
.ip-feature:hover .ip-feature__icon { transform: scale(1.1) rotate(-6deg); background: var(--gold-primary); color: #fff; }
.ip-feature h4 { font-size: 1rem; font-weight: 600; color: #111; margin: 0 0 0.25rem; }
.ip-feature p { font-size: 0.84rem; line-height: 1.65; color: #666; margin: 0; }

.ip-notice { display: flex; gap: 1.2rem; align-items: flex-start; padding: 1.8rem 2rem; background: linear-gradient(135deg, #fffdf9, var(--gold-light, #f9f5ed)); border: 1px solid rgba(171,129,57,0.28); border-left: 5px solid var(--gold-primary); border-radius: 16px; }
.ip-notice > i { flex: 0 0 auto; font-size: 1.8rem; color: var(--gold-primary); margin-top: 0.15rem; }
.ip-notice h3 { font-size: 1.1rem; font-weight: 600; color: #111; margin: 0 0 0.5rem; }
.ip-notice p { font-size: 0.9rem; line-height: 1.75; color: #666; margin: 0 0 0.6rem; }
.ip-notice a { color: var(--gold-primary); font-weight: 600; text-decoration: none; border-bottom: 1px solid transparent; transition: border-color 0.3s ease; }
.ip-notice a:hover { border-bottom-color: var(--gold-primary); }

/* Module menu (offshore-jurisdiction-menu element) */
.module-menu-section { position: relative; margin-top: 3.5rem; padding: 2.4rem 2rem; background: #fff; border: 1px solid rgba(171,129,57,0.2); border-radius: 20px; box-shadow: 0 16px 40px -18px rgba(171,129,57,0.4); }
.menu-title { color: var(--gold-primary); font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.22em; font-weight: 600; }
.module-card { height: 100%; display: flex; align-items: center; gap: 0.9rem; padding: 1.05rem 1.2rem; background: #fff; border: 1px solid rgba(171,129,57,0.2); border-radius: 14px; color: #222; text-decoration: none; transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease), border-color 0.3s ease, background 0.3s ease; }
.module-card:hover, .module-card.active { transform: translateY(-6px); border-color: var(--gold-primary); background: #fffaf0; box-shadow: 0 18px 36px -12px rgba(171,129,57,0.45); color: #222; }
.module-icon { flex: 0 0 auto; display: grid; place-items: center; width: 46px; height: 46px; border-radius: 12px; background: var(--gold-light, #f9f5ed); color: var(--gold-primary); font-size: 1.15rem; transition: transform 0.4s var(--ip-ease), background 0.3s ease, color 0.3s ease; }
.module-card:hover .module-icon, .module-card.active .module-icon { background: var(--gold-primary); color: #fff; transform: rotate(-8deg) scale(1.08); }
.module-name { font-size: 0.93rem; font-weight: 600; margin: 0; line-height: 1.3; }
.arrow-icon { margin-left: auto; color: var(--gold-primary); font-size: 0.8rem; transition: transform 0.35s var(--ip-ease); }
.module-card:hover .arrow-icon { transform: translateX(5px); }

@media (max-width: 767.98px) {
    .ip-section { padding: 3rem 0; }
    .ip-quote { padding: 1.8rem 1.4rem 1.8rem 2.2rem; }
    .ip-notice { flex-direction: column; padding: 1.4rem; }
    .ip-feature:hover { transform: none; }
}
@media (prefers-reduced-motion: reduce) {
    .ip-quote::before { animation: none; }
    .ip-feature, .ip-feature__icon, .module-card, .module-icon, .arrow-icon { transition: none; }
}

/* ---------- CTA split layout (infographic left, copy right) ---------- */
.ip-cta--split {
    display: block;
    min-height: 0;
    padding: 5.5rem 0;
    background: var(--ip-gray-bg);
}
.ip-cta--split .ip-cta__art { max-width: 620px; margin: 0 auto; filter: drop-shadow(0 22px 34px rgba(40, 44, 54, 0.08)); }
.ip-cta--split .ip-cta__content { padding: 0; text-align: right; }
.ip-cta--split .ip-title { font-size: clamp(1.6rem, 2.6vw, 2.4rem); font-weight: 600; line-height: 1.25; text-align: right; }
.ip-cta--split .ip-line { margin: 1.4rem 0 1.5rem auto; }
.ip-cta--split .ip-cta__content p { max-width: 520px; margin: 0 0 1.4rem auto; color: #555; font-size: 0.95rem; line-height: 1.9; }
.ip-cta__points { list-style: none; margin: 0 0 2rem; padding: 0; }
.ip-cta__points li {
    display: flex; justify-content: flex-end; align-items: center; gap: 0.6rem;
    padding: 0.4rem 0; font-size: 0.86rem; color: #444;
    transition: transform 0.35s var(--ip-ease);
}
.ip-cta__points li:hover { transform: translateX(-6px); }
.ip-cta__points i { color: var(--gold-primary); font-size: 0.95rem; order: 2; }
@media (max-width: 991.98px) {
    .ip-cta--split { padding: 4rem 0; }
    .ip-cta--split .ip-cta__content, .ip-cta--split .ip-title, .ip-cta--split .ip-cta__content p { text-align: left; margin-left: 0; }
    .ip-cta--split .ip-line { margin-left: 0; }
    .ip-cta__points li { justify-content: flex-start; }
    .ip-cta__points i { order: 0; }
    .ip-cta--split .ip-cta__actions { justify-content: flex-start !important; }
}
@media (max-width: 767.98px) {
    .ip-cta--split { padding: 3rem 0; }
    .ip-cta--split::after { content: none; }
}
@media (prefers-reduced-motion: reduce) {
    .ip-cta__points li { transition: none; }
}

/* ---------- Hero split layout (copy left, infographic right) ---------- */
.ip-hero--split {
    display: block;
    min-height: 0;
    padding: 4.5rem 0 4rem;
    background: linear-gradient(135deg, #f8f9fb 0%, #eceef2 100%);
}
.ip-hero--split .ip-hero__content { padding-top: 0; padding-bottom: 0; }
.ip-hero__art {
    display: block;
    width: 100%;
    max-width: 640px;
    height: auto;
    margin: 0 auto;
    filter: drop-shadow(0 24px 36px rgba(40, 44, 54, 0.08));
    animation: floatTop 6s ease-in-out infinite alternate;
}
@media (max-width: 991.98px) {
    .ip-hero--split { padding: 3.5rem 0 3rem; }
    .ip-hero--split p { max-width: 100%; }
    .ip-hero__art { max-width: 520px; }
}
@media (max-width: 767.98px) {
    .ip-hero--split { padding: 2.5rem 0; }
    .ip-hero--split::after { content: none; }
}
@media (prefers-reduced-motion: reduce) {
    .ip-hero__art { animation: none; }
}

/* ==========================================================================
   Licensing roadmap (forex-broker-license.php) - scoped, does not touch .ip-steps
   ========================================================================== */
.ip-road {
    position: relative;
    overflow: hidden;
    padding: 5.5rem 0 6rem;
    background:
        radial-gradient(520px 320px at 88% 6%, rgba(171, 129, 57, 0.22), transparent 70%),
        radial-gradient(480px 300px at 6% 100%, rgba(171, 129, 57, 0.14), transparent 70%),
        linear-gradient(160deg, #2a2b2e 0%, #1c1d1f 100%);
    color: #fff;
}
.ip-road::before {                                   /* fine dot grid */
    content: "";
    position: absolute; inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1.2px, transparent 1.3px);
    background-size: 26px 26px;
    -webkit-mask-image: linear-gradient(180deg, transparent, #000 25%, #000 75%, transparent);
            mask-image: linear-gradient(180deg, transparent, #000 25%, #000 75%, transparent);
    pointer-events: none;
}
.ip-road .container { position: relative; z-index: 2; max-width: 1180px; }
.ip-road .ip-title { color: #fff; }
.ip-road .ip-sub { color: rgba(255, 255, 255, 0.62); }
.ip-road .ip-pill { background: rgba(171, 129, 57, 0.18); color: #e4c785; border: 1px solid rgba(228, 199, 133, 0.35); }

.ip-road__wrap { position: relative; padding-top: 28px; }
.ip-road__list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
.ip-road__list > li { display: flex; margin: 0; }

/* connector line with a fill that draws in on reveal */
.ip-road__track {
    position: absolute;
    top: 28px; left: calc(1.5rem + 28px); right: calc((100% - 4.5rem) / 4 - 52px);
    height: 2px;
    background: rgba(255, 255, 255, 0.14);
    z-index: 0;
}
.ip-road__fill {
    position: absolute; inset: 0;
    background: linear-gradient(90deg, #ab8139, #e4c785);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 1.8s 0.4s var(--ip-ease);
}
.ip-road__track.aos-animate .ip-road__fill { transform: scaleX(1); }

/* card */
.ip-road__card {
    position: relative;
    width: 100%;
    display: flex; flex-direction: column;
    padding: 2.6rem 1.5rem 1.4rem;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.07), rgba(255, 255, 255, 0.025));
    border: 1px solid rgba(228, 199, 133, 0.2);
    border-radius: 16px;
    transition: transform 0.45s var(--ip-ease), border-color 0.35s ease, box-shadow 0.45s var(--ip-ease), background 0.35s ease;
}
.ip-road__card::after {                               /* bottom accent that grows on hover */
    content: "";
    position: absolute; left: 0; bottom: 0;
    height: 3px; width: 0;
    border-radius: 0 0 16px 16px;
    background: linear-gradient(90deg, #ab8139, #e4c785);
    transition: width 0.5s var(--ip-ease);
}
.ip-road__card:hover { transform: translateY(-8px); border-color: rgba(228, 199, 133, 0.55); box-shadow: 0 26px 46px -18px rgba(0, 0, 0, 0.65); background: linear-gradient(180deg, rgba(255, 255, 255, 0.1), rgba(255, 255, 255, 0.035)); }
.ip-road__card:hover::after { width: 100%; }

.ip-road__node {
    position: absolute; z-index: 3;
    top: -28px; left: 1.5rem;
    transform: translateY(0);
    display: grid; place-items: center;
    width: 56px; height: 56px;
    border-radius: 50%;
    background: #232426;
    border: 2px solid #ab8139;
    color: #e4c785;
    font-size: 0.95rem; font-weight: 600; letter-spacing: 0.04em;
    box-shadow: 0 0 0 7px rgba(171, 129, 57, 0.14);
    transition: background 0.35s ease, color 0.35s ease, box-shadow 0.4s var(--ip-ease);
}
.ip-road__card:hover .ip-road__node, .ip-road__card--final .ip-road__node { background: #ab8139; color: #fff; box-shadow: 0 0 0 10px rgba(171, 129, 57, 0.2); }
.ip-road__ghost {
    position: absolute; top: 0.9rem; right: 1.1rem;
    font-size: 4.2rem; font-weight: 700; line-height: 1;
    color: transparent;
    -webkit-text-stroke: 1px rgba(228, 199, 133, 0.28);
    pointer-events: none;
}
.ip-road__icon {
    display: grid; place-items: center;
    width: 50px; height: 50px;
    margin: 0.6rem 0 1.2rem;
    border-radius: 12px;
    font-size: 1.2rem; color: #e4c785;
    background: rgba(171, 129, 57, 0.16);
    border: 1px solid rgba(228, 199, 133, 0.3);
    transition: transform 0.45s var(--ip-ease), background 0.3s ease, color 0.3s ease;
}
.ip-road__card:hover .ip-road__icon { transform: rotate(-6deg) scale(1.08); background: #ab8139; color: #fff; }
.ip-road__label { font-size: 0.7rem; letter-spacing: 0.22em; text-transform: uppercase; font-weight: 600; color: #d9b46a; margin-bottom: 0.4rem; }
.ip-road__card h3 { font-size: 1.12rem; font-weight: 600; color: #fff; margin: 0 0 0.6rem; }
.ip-road__card p { font-size: 0.84rem; line-height: 1.75; color: rgba(255, 255, 255, 0.68); margin: 0 0 1.3rem; }
.ip-road__tag {
    align-self: flex-start;
    margin-top: auto;
    padding: 0.28rem 0.8rem;
    font-size: 0.72rem; font-weight: 500; letter-spacing: 0.04em;
    color: #e4c785;
    border: 1px solid rgba(228, 199, 133, 0.35);
    border-radius: 999px;
}

@media (max-width: 991.98px) {
    .ip-road { padding: 4rem 0 4.5rem; }
    .ip-road__track { display: none; }
    .ip-road__wrap { padding-top: 28px; }
    .ip-road__list { grid-template-columns: repeat(2, 1fr); row-gap: 3rem; }
}
@media (max-width: 575.98px) {
    .ip-road__list { grid-template-columns: 1fr; }
    .ip-road__card { padding: 2.4rem 1.25rem 1.25rem; }
    .ip-road__ghost { font-size: 3.4rem; }
}
@media (prefers-reduced-motion: reduce) {
    .ip-road__fill { transition: none; transform: scaleX(1); }
    .ip-road__card, .ip-road__card::after, .ip-road__node, .ip-road__icon { transition: none; }
}

/* ==========================================================================
   Process roadmap  (.ip-journey)  scoped so other pages' .ip-steps are untouched
   Rising path: each stage sits higher than the last and ends on a dark
   "launch" card. Pure CSS (AOS triggers the line reveal).
   ========================================================================== */
.ip-journey { background: #fff; }
.ip-journey .container { max-width: 1180px; }
.ip-journey__wrap { position: relative; }
.ip-journey__track { position: absolute; top: 0; left: 0; right: 0; height: 170px; pointer-events: none; z-index: 0; }
.ip-journey__track svg { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; }
.ip-journey__track path { fill: none; stroke-width: 2.5; vector-effect: non-scaling-stroke; }
.ip-journey__path-base { stroke: rgba(171, 129, 57, 0.35); stroke-dasharray: 3 8; stroke-linecap: round; }
.ip-journey__fill { clip-path: inset(0 100% 0 0); transition: clip-path 2.2s 0.3s cubic-bezier(0.65, 0, 0.35, 1); }
.ip-journey__fill path { stroke-width: 3; stroke-linecap: round; }
.ip-journey__track.aos-animate .ip-journey__fill { clip-path: inset(0 0 0 0); }

.ip-journey__grid { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.ip-journey__step { position: relative; display: flex; flex-direction: column; align-items: center; padding: 0 0.8rem; }
.ip-journey__node {
    position: relative;
    display: grid; place-items: center;
    width: 68px; height: 68px;
    margin-top: calc((3 - var(--i)) * 34px);
    border-radius: 50%;
    background: linear-gradient(145deg, #c9a252 0%, var(--gold-primary) 55%, #8f6c2d 100%);
    color: #fff; font-size: 1.35rem;
    box-shadow: 0 0 0 7px #fff, 0 0 0 8px rgba(171, 129, 57, 0.28), 0 14px 26px -6px rgba(171, 129, 57, 0.55);
    transition: transform 0.45s var(--ip-ease), box-shadow 0.45s var(--ip-ease);
}
.ip-journey__badge {
    position: absolute; top: -6px; right: -10px;
    min-width: 28px; padding: 2px 7px;
    border-radius: 20px;
    background: #fff; color: var(--gold-primary);
    border: 1px solid rgba(171, 129, 57, 0.4);
    font-size: 0.68rem; font-weight: 600; letter-spacing: 0.06em; line-height: 1.5; text-align: center;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.08);
}
.ip-journey__stem {
    flex: 0 0 auto;
    width: 0; height: calc(var(--i) * 34px + 26px);
    border-left: 2px dashed rgba(171, 129, 57, 0.4);
}
.ip-journey__card {
    position: relative; overflow: hidden;
    width: 100%; flex: 1 1 auto;
    padding: 1.7rem 1.4rem 1.4rem;
    text-align: left;
    background: #fff;
    border: 1px solid rgba(171, 129, 57, 0.2);
    border-top: 3px solid var(--gold-primary);
    border-radius: 6px 6px 18px 18px;
    box-shadow: 0 18px 36px -22px rgba(40, 44, 54, 0.35);
    transition: transform 0.45s var(--ip-ease), box-shadow 0.45s var(--ip-ease), border-color 0.3s ease;
}
.ip-journey__ghost {
    position: absolute; right: 12px; top: -6px;
    font-size: 5.2rem; font-weight: 700; line-height: 1;
    color: transparent; -webkit-text-stroke: 1.5px rgba(171, 129, 57, 0.16);
    pointer-events: none; user-select: none;
    transition: transform 0.6s var(--ip-ease), -webkit-text-stroke-color 0.3s ease;
}
.ip-journey__card > *:not(.ip-journey__ghost) { position: relative; z-index: 1; }
.ip-journey__card h3 { font-size: 1.1rem; font-weight: 600; color: #111; margin: 0 0 0.6rem; }
.ip-journey__card p { font-size: 0.82rem; line-height: 1.75; color: #666; margin: 0 0 1.1rem; }
.ip-journey__list { list-style: none; margin: 0; padding: 0.95rem 0 0; border-top: 1px dashed rgba(171, 129, 57, 0.4); }
.ip-journey__list li { display: flex; align-items: flex-start; gap: 0.55rem; padding: 0.22rem 0; font-size: 0.78rem; font-weight: 500; color: #3d3f44; line-height: 1.5; }
.ip-journey__list i { flex: 0 0 auto; margin-top: 0.22rem; font-size: 0.62rem; color: var(--gold-primary); }

.ip-journey__step:hover .ip-journey__node { transform: scale(1.1); box-shadow: 0 0 0 7px #fff, 0 0 0 12px rgba(171, 129, 57, 0.22), 0 18px 30px -6px rgba(171, 129, 57, 0.6); }
.ip-journey__step:hover .ip-journey__card { transform: translateY(-8px); border-color: rgba(171, 129, 57, 0.5); box-shadow: 0 28px 44px -22px rgba(171, 129, 57, 0.45); }
.ip-journey__step:hover .ip-journey__ghost { transform: translate(-4px, 4px); -webkit-text-stroke-color: rgba(171, 129, 57, 0.3); }

/* final "launch" stage */
.ip-journey__step--final .ip-journey__node { background: linear-gradient(145deg, #4a4b4f 0%, #2b2c2f 100%); color: #e0bf78; box-shadow: 0 0 0 7px #fff, 0 0 0 8px rgba(43, 44, 47, 0.3), 0 14px 26px -6px rgba(0, 0, 0, 0.45); }
.ip-journey__step--final .ip-journey__card { background: linear-gradient(160deg, #38393d 0%, #1e1f22 100%); border-color: rgba(224, 191, 120, 0.25); border-top-color: #e0bf78; }
.ip-journey__step--final .ip-journey__card h3 { color: #fff; }
.ip-journey__step--final .ip-journey__card p { color: #c3c5ca; }
.ip-journey__step--final .ip-step__label { color: #e0bf78; }
.ip-journey__step--final .ip-journey__list { border-top-color: rgba(224, 191, 120, 0.35); }
.ip-journey__step--final .ip-journey__list li { color: #ececee; }
.ip-journey__step--final .ip-journey__list i { color: #e0bf78; }
.ip-journey__step--final .ip-journey__ghost { -webkit-text-stroke-color: rgba(224, 191, 120, 0.18); }

@media (max-width: 991.98px) {
    .ip-journey__grid { grid-template-columns: repeat(2, 1fr); row-gap: 2.6rem; }
    .ip-journey__node { margin-top: 0; }
    .ip-journey__stem { height: 22px; }
    .ip-journey__card { text-align: left; }
}
@media (max-width: 575.98px) {
    .ip-journey__grid { grid-template-columns: 1fr; row-gap: 2.2rem; }
    .ip-journey__step { padding: 0; }
    .ip-journey__step:not(:last-child)::after {
        content: ""; position: absolute; left: 50%; bottom: -2.2rem; height: 2.2rem;
        border-left: 2px dashed rgba(171, 129, 57, 0.4);
    }
}
@media (prefers-reduced-motion: reduce) {
    .ip-journey__fill { transition: none; clip-path: inset(0 0 0 0); }
    .ip-journey__node, .ip-journey__card, .ip-journey__ghost { transition: none; }
}

/* ==========================================================================
   Overview  (.ip-ov)  bento stats left, structured copy right
   ========================================================================== */
.ip-ov { position: relative; overflow: hidden; padding: 5.5rem 0; background: #fff; }
.ip-ov::before {
    content: ""; position: absolute; left: -140px; top: 12%; width: 520px; height: 520px; border-radius: 50%;
    background: radial-gradient(circle, rgba(171, 129, 57, 0.10), transparent 68%); pointer-events: none;
}
.ip-ov .container { max-width: 1180px; }
.ip-ov .ip-pill { display: inline-block; margin-bottom: 1rem; }
.ip-ov .ip-title { font-size: clamp(1.6rem, 2.4vw, 2.3rem); font-weight: 600; text-align: left; margin: 0; }
.ip-ov .ip-line { margin: 1.3rem 0 1.5rem 0; }
.ip-ov__lead { margin: 0 0 1.6rem; max-width: 560px; color: #555; font-size: 0.92rem; line-height: 1.95; text-align: left; }

/* bento stat tiles */
.ip-ov__bento {
    display: grid; gap: 1rem; max-width: 540px; margin: 0 auto;
    grid-template-columns: 1fr 1fr;
    grid-template-areas: "a b" "a c" "d d";
}
.ip-ov__tile {
    position: relative; overflow: hidden;
    display: flex; flex-direction: column; justify-content: flex-end;
    padding: 1.4rem 1.4rem 1.3rem;
    border-radius: 18px;
    text-align: left;
    box-shadow: 0 20px 36px -22px rgba(40, 44, 54, 0.45);
    transition: transform 0.45s var(--ip-ease), box-shadow 0.45s var(--ip-ease);
}
.ip-ov__tile:hover { transform: translateY(-6px); box-shadow: 0 28px 44px -20px rgba(171, 129, 57, 0.5); }
.ip-ov__tile--gold { grid-area: a; min-height: 348px; background: linear-gradient(155deg, #c4983f 0%, #ab8139 55%, #8f6c2d 100%); color: #fff; }
.ip-ov__tile--dark { grid-area: b; min-height: 166px; background: linear-gradient(155deg, #5a5b60 0%, #36373b 100%); color: #fff; }
.ip-ov__tile--tan  { grid-area: c; min-height: 166px; background: linear-gradient(155deg, #ecd6a3 0%, #dcc08a 100%); color: #1d1d1d; }
.ip-ov__tile--grey { grid-area: d; min-height: 104px; flex-direction: row; align-items: center; justify-content: flex-start; gap: 1rem; background: linear-gradient(155deg, #d3d4d8 0%, #bfc1c6 100%); color: #1d1d1d; }
.ip-ov__tile--gold::after {                              /* dotted world-map texture */
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background-image: radial-gradient(rgba(255, 255, 255, 0.3) 1.8px, transparent 2.2px);
    background-size: 13px 13px;
    -webkit-mask-image: radial-gradient(circle at 100% 0%, #000 0%, transparent 62%);
            mask-image: radial-gradient(circle at 100% 0%, #000 0%, transparent 62%);
}
.ip-ov__icon {
    position: absolute; top: 1.2rem; left: 1.4rem;
    display: grid; place-items: center; width: 42px; height: 42px; border-radius: 12px;
    font-size: 1.05rem; background: rgba(255, 255, 255, 0.2); color: inherit;
    transition: transform 0.45s var(--ip-ease);
}
.ip-ov__tile:hover .ip-ov__icon { transform: rotate(-8deg) scale(1.1); }
.ip-ov__tile--tan .ip-ov__icon, .ip-ov__tile--grey .ip-ov__icon { background: rgba(255, 255, 255, 0.55); color: #7a5d22; }
.ip-ov__tile--grey .ip-ov__icon { position: static; flex: 0 0 auto; }
.ip-ov__text { display: flex; flex-direction: column; }
.ip-ov__num { display: block; font-size: clamp(1.7rem, 2.6vw, 2.35rem); font-weight: 600; line-height: 1.15; }
.ip-ov__tile--gold .ip-ov__num { font-size: clamp(2.6rem, 4.2vw, 3.6rem); }
.ip-ov__label { display: block; margin-top: 0.25rem; font-size: 0.82rem; line-height: 1.5; opacity: 0.92; }
.ip-ov__live {
    margin-left: auto; display: inline-flex; align-items: center; gap: 0.45rem;
    padding: 0.3rem 0.8rem; border-radius: 20px; background: rgba(255, 255, 255, 0.6);
    font-size: 0.72rem; font-weight: 600; color: #3d3f44; letter-spacing: 0.04em;
}
.ip-ov__live i { width: 8px; height: 8px; border-radius: 50%; background: #3fae6a; box-shadow: 0 0 0 0 rgba(63, 174, 106, 0.6); animation: ipOvPulse 2s infinite; }
@keyframes ipOvPulse { 70% { box-shadow: 0 0 0 8px rgba(63, 174, 106, 0); } 100% { box-shadow: 0 0 0 0 rgba(63, 174, 106, 0); } }

/* scope list */
.ip-ov__scope { list-style: none; margin: 0 0 1.6rem; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0.7rem 1.2rem; max-width: 560px; }
.ip-ov__scope li {
    display: flex; align-items: center; gap: 0.7rem;
    font-size: 0.84rem; font-weight: 500; color: #333; line-height: 1.4;
    transition: transform 0.35s var(--ip-ease);
}
.ip-ov__scope li:hover { transform: translateX(5px); }
.ip-ov__scope i {
    flex: 0 0 auto; display: grid; place-items: center; width: 36px; height: 36px; border-radius: 10px;
    font-size: 0.9rem; color: var(--gold-primary); background: var(--gold-light, #f9f5ed); border: 1px solid rgba(171, 129, 57, 0.25);
}

/* regulator groups */
.ip-ov__regs_payment { display: grid; gap: 0.9rem; max-width: 560px; padding: 1.1rem 1.2rem; border: 1px solid rgba(171, 129, 57, 0.22); border-radius: 16px; background: linear-gradient(180deg, #fff, #faf7f0); }
.ip-ov__reg { display: flex; flex-wrap: wrap; align-items: center; gap: 0.5rem; }
.ip-ov__reg + .ip-ov__reg { padding-top: 0.9rem; border-top: 1px dashed rgba(171, 129, 57, 0.35); }
.ip-ov__reg-title { flex: 0 0 100%; font-size: 0.68rem; font-weight: 600; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold-primary); }
.ip-ov__chips {
    display: inline-flex; align-items: baseline; gap: 0.4rem;
    padding: 0.35rem 0.8rem; border-radius: 30px; background: #fff; border: 1px solid rgba(171, 129, 57, 0.3);
    transition: background 0.3s ease, transform 0.35s var(--ip-ease), border-color 0.3s ease;
}
.ip-ov__chips b { font-size: 0.82rem; font-weight: 600; color: #222; transition: color 0.3s ease; }
.ip-ov__chips small { font-size: 0.72rem; color: #8a8f98; transition: color 0.3s ease; }
.ip-ov__chips:hover { background: var(--gold-primary); border-color: var(--gold-primary); transform: translateY(-3px); }
.ip-ov__chips:hover b, .ip-ov__chips:hover small { color: #fff; }

@media (max-width: 991.98px) {
    .ip-ov { padding: 4rem 0; }
}
@media (max-width: 575.98px) {
    .ip-ov__bento { grid-template-columns: 1fr 1fr; gap: 0.75rem; }
    .ip-ov__tile { padding: 1.1rem 1rem; }
    .ip-ov__tile--gold { min-height: 330px; }
    .ip-ov__tile--dark, .ip-ov__tile--tan { min-height: 158px; }
    .ip-ov__tile--grey { flex-wrap: wrap; }
    .ip-ov__live { margin-left: 0; }
    .ip-ov__scope { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
    .ip-ov__tile, .ip-ov__icon, .ip-ov__scope li, .ip-ov__chips { transition: none; }
    .ip-ov__live i { animation: none; }
}

/* ==========================================================================
   Professional service cards (.ip-card--pro) + overview extras
   Used by payment-solution-license.php; additive, other pages unaffected.
   ========================================================================== */
.ip-suite .row, .ip-why .row { counter-reset: ipcard; }
.ip-card--pro {
    padding: 1.9rem 1.7rem 1.7rem;
    border: 1px solid rgba(171, 129, 57, 0.2);
    border-top: 3px solid var(--gold-primary);
    border-radius: 6px 6px 18px 18px;
    box-shadow: 0 18px 36px -26px rgba(40, 44, 54, 0.4);
}
.ip-card--pro::before { display: none; }
.ip-card--pro::after {
    counter-increment: ipcard; content: "0" counter(ipcard);
    position: absolute; right: 14px; bottom: -14px;
    font-size: 3.6rem; font-weight: 700; line-height: 1;
    color: transparent; -webkit-text-stroke: 1.5px rgba(171, 129, 57, 0.15);
    pointer-events: none; transition: transform 0.6s var(--ip-ease), -webkit-text-stroke-color 0.3s ease;
}
.ip-card--pro:hover::after { transform: translate(-4px, -4px); -webkit-text-stroke-color: rgba(171, 129, 57, 0.3); }
.ip-card--pro .ip-card__head { flex-direction: column-reverse; align-items: flex-start; gap: 1.1rem; }
.ip-card--pro .ip-card__title { font-size: 1.08rem; line-height: 1.45; }
.ip-card--pro .ip-card__fa { width: 54px; height: 54px; font-size: 1.3rem; box-shadow: 0 0 0 5px var(--gold-light, #f9f5ed); }
.ip-card--pro .ip-card__divider { width: 100%; height: 0; margin: 1.1rem 0 0.9rem; background: none; border-top: 1px dashed rgba(171, 129, 57, 0.4); }
.ip-card--pro:hover .ip-card__divider { width: 100%; }
.ip-card--pro .ip-card__desc { position: relative; z-index: 1; font-size: 0.84rem; line-height: 1.75; margin-bottom: 0.4rem; }

.ip-ov__num--sm { font-size: clamp(1.25rem, 1.9vw, 1.6rem); line-height: 1.3; }
.ip-ov__scope li:last-child:nth-child(odd) { grid-column: 1 / -1; }


/* ==========================================================================
   OVERVIEW — "What is Forex Broker Licensing" (prefix ip-ov, scoped to this block)
   ========================================================================== */
.ip-ov, .ip-ov *:not(i) { font-family: "Poppins", sans-serif; }
.ip-ov { position: relative; padding: 5.5rem 0; background: #fff; overflow: hidden; }
.ip-ov .container { max-width: 1180px; }

.ip-ov__eyebrow {
    display: inline-block; margin-bottom: 1rem;
    font-size: 0.74rem; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase;
    color: var(--gold-primary);
}
.ip-ov__title { font-size: clamp(1.7rem, 2.6vw, 2.4rem); line-height: 1.25; margin: 0; max-width: 520px; }
.ip-ov .ip-line { margin: 1.4rem 0 1.5rem; }
.ip-ov__lead { margin: 0; max-width: 520px; color: #555; font-size: 0.93rem; line-height: 1.9; }

/* key figures */
.ip-ov__figures { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; max-width: 540px; }
.ip-ov__fig {
    position: relative; display: flex; flex-direction: column; justify-content: flex-end;
    min-height: 168px; padding: 1.3rem 1.4rem; border-radius: 14px;
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease);
}
.ip-ov__fig:hover { transform: translateY(-4px); box-shadow: 0 16px 30px -14px rgba(0, 0, 0, 0.28); }
.ip-ov__fig-icon {
    position: absolute; top: 1.1rem; left: 1.4rem; display: grid; place-items: center;
    width: 40px; height: 40px; border-radius: 10px; background: rgba(255, 255, 255, 0.16);
}
.ip-ov__fig-icon svg { display: block; width: 22px; height: 22px; }
.ip-ov__fig-num { font-size: clamp(1.5rem, 2.2vw, 2rem); font-weight: 600; line-height: 1.1; letter-spacing: -0.4px; }
.ip-ov__fig-label { margin-top: 0.4rem; font-size: 0.8rem; line-height: 1.45; opacity: 0.88; }
.ip-ov__fig--gold { background: var(--gold-primary); color: #fff; }
.ip-ov__fig--dark { background: #3f4145; color: #fff; }
.ip-ov__fig--tan  { background: #efe2c6; color: #2a2417; }
.ip-ov__fig--tan .ip-ov__fig-icon { background: rgba(171, 129, 57, 0.18); color: #8a6420; }
.ip-ov__fig--grey { background: #eceef2; color: #2a2c30; }
.ip-ov__fig--grey .ip-ov__fig-icon { background: rgba(60, 62, 66, 0.1); color: #3f4145; }

.ip-ov__copy { max-width: 520px; }
.ip-ov__lead + .ip-ov__lead { margin-top: 1rem; }

/* group heading */
.ip-ov__group { display: flex; align-items: center; gap: 1.1rem; margin: 3.4rem 0 1.4rem; }
.ip-ov__group-label { flex: 0 0 auto; font-size: 0.76rem; font-weight: 500; letter-spacing: 0.16em; text-transform: uppercase; color: #6b7280; }
.ip-ov__group-rule { flex: 1 1 auto; height: 1px; background: rgba(171, 129, 57, 0.28); }

/* coverage cards */
.ip-ov__card {
    position: relative; height: 100%; padding: 1.5rem 1.4rem 1.6rem;
    background: #fff; border: 1px solid #e8e3d8; border-radius: 12px;
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease), border-color 0.3s ease;
}
.ip-ov__card::after {
    content: ""; position: absolute; left: 1.4rem; right: 1.4rem; bottom: -1px; height: 2px;
    background: var(--gold-primary); transform: scaleX(0); transform-origin: left; transition: transform 0.45s var(--ip-ease);
}
.ip-ov__card:hover { transform: translateY(-5px); border-color: rgba(171, 129, 57, 0.45); box-shadow: 0 18px 34px -18px rgba(60, 45, 15, 0.3); }
.ip-ov__card:hover::after { transform: scaleX(1); }
.ip-ov__card-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 2.3rem; }
.ip-ov__icon {
    display: grid; place-items: center; width: 48px; height: 48px; border-radius: 12px;
    background: #f9f5ed; color: var(--gold-primary); border: 1px solid rgba(171, 129, 57, 0.25);
    transition: background 0.3s ease, color 0.3s ease;
}
.ip-ov__icon svg { display: block; width: 24px; height: 24px; transition: transform 0.4s var(--ip-ease); }
.ip-ov__card:hover .ip-ov__icon { background: var(--gold-primary); color: #fff; border-color: var(--gold-primary); }
.ip-ov__card:hover .ip-ov__icon svg { transform: scale(1.08); }
.ip-ov__idx { font-size: 0.8rem; font-weight: 500; letter-spacing: 0.08em; color: #b9b3a6; }
.ip-ov__card h3 { margin: 0 0 0.55rem; font-size: 1.02rem; font-weight: 600; color: #151515; }
.ip-ov__card p { margin: 0; font-size: 0.84rem; line-height: 1.75; color: #666; }

/* licensing routes */
.ip-ov__route {
    height: 100%; padding: 1.9rem 2rem; border-radius: 14px;
    background: #f9f5ed; border: 1px solid rgba(171, 129, 57, 0.22); color: #222;
    transition: transform 0.4s var(--ip-ease), box-shadow 0.4s var(--ip-ease);
}
.ip-ov__route:hover { transform: translateY(-4px); box-shadow: 0 20px 36px -20px rgba(0, 0, 0, 0.35); }
.ip-ov__route-head { display: flex; align-items: center; gap: 0.9rem; margin-bottom: 0.7rem; flex-wrap: wrap; }
.ip-ov__route-head h3 { margin: 0; font-size: 1.2rem; font-weight: 600; }
.ip-ov__route-tag {
    padding: 0.22rem 0.7rem; border-radius: 999px; font-size: 0.68rem; font-weight: 500;
    letter-spacing: 0.14em; text-transform: uppercase; color: #fff; background: var(--gold-primary);
}
.ip-ov__route p { margin: 0 0 1.4rem; font-size: 0.86rem; line-height: 1.7; color: #666; max-width: 420px; }
.ip-ov__regs { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.7rem; }
.ip-ov__regs li {
    display: flex; flex-direction: column; gap: 0.15rem; padding: 0.8rem 0.9rem;
    background: #fff; border: 1px solid rgba(171, 129, 57, 0.2); border-radius: 10px;
}
.ip-ov__regs strong { font-size: 0.95rem; font-weight: 600; color: var(--gold-primary); letter-spacing: 0.02em; }
.ip-ov__regs span { font-size: 0.74rem; color: #777; }
.ip-ov__route--dark { background: #2f3134; border-color: #2f3134; color: #fff; }
.ip-ov__route--dark p { color: rgba(255, 255, 255, 0.72); }
.ip-ov__route--dark .ip-ov__regs li { background: rgba(255, 255, 255, 0.06); border-color: rgba(255, 255, 255, 0.14); }
.ip-ov__route--dark .ip-ov__regs strong { color: #e0bf78; }
.ip-ov__route--dark .ip-ov__regs span { color: rgba(255, 255, 255, 0.6); }

@media (max-width: 991.98px) {
    .ip-ov__figures { margin: 0 auto; }
    .ip-ov__copy { max-width: none; }
    .ip-ov { padding: 4rem 0; }
    .ip-ov__group { margin-top: 2.6rem; }
}
@media (max-width: 575.98px) {
    .ip-ov__figures { grid-template-columns: 1fr 1fr; gap: 0.7rem; }
    .ip-ov__fig { min-height: 140px; padding: 1rem; }
    .ip-ov__fig-icon { left: 1rem; }
    .ip-ov__route { padding: 1.5rem 1.25rem; }
    .ip-ov__regs { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
    .ip-ov__fig, .ip-ov__card, .ip-ov__route, .ip-ov__card::after { transition: none; }
}